Disclaimer

Not financial advice

Nothing published here - charts, models, newsletters, tools, calculators, or anything said on social media - is financial, investment, tax, or legal advice. It is not a recommendation to buy, sell, or hold any asset. Sminston With is not a licensed or registered financial adviser, broker, or dealer, and no content on this site should be treated as a personalised recommendation for your situation.

No guarantee of future results

Every model on this site is a fit to historical data. A curve that has described the past well can stop describing it at any time, without warning and without explanation. Past performance does not indicate or guarantee future results, and no projection, trend line, band, target, or probability shown here is a forecast of what will actually happen.

Where a tool asks for your inputs and returns a number - a retirement target, a stacking schedule, a years-to-goal figure - that number is the arithmetic consequence of the assumptions you selected. It is not a plan, a promise, or a projection of your actual outcome, and small changes to those assumptions can change it enormously.

Edutainment

The honest framing for this work is edutainment. The models are here because they are interesting and because reasoning carefully about data is worth doing in public - not because they know something the market does not. Enjoy them, argue with them, learn the methods, and then make your own decisions.

Risk

Bitcoin is volatile and you can lose money, including all of it. Only you know your circumstances, your obligations, and what you can afford to lose. Do your own research, and consider speaking to a qualified professional who is licensed to advise you and who is accountable for that advice.

Data and accuracy

Data comes from third-party sources and is presented as-is. Sources can be delayed, revised, or wrong, and models are rebuilt as new data arrives, so figures can change between visits. Every effort is made to be accurate and to state methods openly, but no warranty is given that anything here is complete, current, or correct.

Paid membership

A paid membership buys access to research and tools. It does not buy advice, a managed account, or any duty of care over your decisions. Everything above applies equally to paid content.